Frugal Dividend Investing Saving Personal Finance Blog Canada Winnipeg Jordan Maas

A Man’s Gotta Eat! Cheap Frozen Lunch Edition.

I am not your typical “frugal” blogger.  My retirement/saving plan has never been extreme frugality, or sacrificing everything you enjoy for a few years to ensure early retirement.  My philosophy has always been – life is short – enjoy as much as you can afford to – but make sure you always pay yourself first to ensure you don’t HAVE to work forever.

This brings me to today’s post. Although I still spend way too much at restaurants, bars, and on entertainment – one area I have actually done a good job cutting back my spending over the past year is by bringing lunches to work 4 days a week.  For about 8 years straight, I would go out for lunch every single day.  Aside from the cost savings – I have found that there are actually some pretty enjoyable frozen lunches that are easy to make/cheap.  I figured I’d use today’s post to showcase a few of my favourite frozen/ready made lunches and see if anyone else has any suggestions.  I will not be including sandwiches – because most mornings I am too lazy/rushed to make them and I wanted to keep it fair across the board.  So without further Ado….

My top 4 Value Frozen lunches.

 

 1- Stouffers Bistro Crustini Meatball MozzerelaValue Investing Dividends Frugal Blog Personal Finance

So far my personal favourite.  This one can be found on sale at Walmart or Superstore for $1.88.  It includes two crustini’s and is fairly filling.  What makes it great is the sauce & the crust.  I’ve also tried the Turkey Bacon Club – and although still pretty good – does not compare to this one.

2 – Swanson’s Fried Chicken

Swanson Frugal Dividend Investing Blog

I’ll be the first to admit, I always though these TV dinners would be gross – but I never actually tried them.  I decided to give these a shot about a month ago because they were on clearance.  I was able to find them for $2.00 each so I tried a few different varieties.  So far I have tried the Turkey Dinner, Fried Chicken & Stuffed Turkey.  While all of them were actually surprisingly good – the Fried Chicken one was the best.  This chicken is somehow tastier than KFC/Chicken Delight.  These meals are also nice, because unlike a pizza pop or something – you get a bit of vegetables (usually corn or beans).  When on sale – you can’t go wrong for $2-3 each.  Another great thing about these compared to pizza pockets, crustinis, etc is they are more filling.  The brownie/apple or cranberry treats are never really great – but the rest of the meal makes up for it.

3- El Monterey Chimichanga

Chimichanga

 

These things are GOOD!  Even better if you have some sour cream/Salsa or hot sauce around.  I don’t get these as much as the others for the simple fact I don’t have my Costco membership anymore and that seemed to be where I could always find them.  I plan on renewing my membership soon, so I’ll probably be chowing down on some of these bad boys again in the coming months.

4- No Name Pizza Pockets

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If you like Pizza Pops but have never tried these – you are missing out.  The pepperoni one is my favourite, and these no name brand pockets are better than any other pizza pocket/pop I’ve tried.  You can get 8 of them for 4 bucks – which for me works out to $2.00 per meal.  I find the dough and sauce to be better than a Pilsbury Pizza Pocket.  The only downside with these (for me) is that they sometimes wont fill me up. These pair great with some potato chips or jalapeno cheezies!
I am always looking for new quick and easy lunches to try, and if they are on sale or cheap even better.  If you have any suggestions on others to try – let me know!

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Personal Finance Blog Dividends Cocktails Bar Recipe Cocktail Culture

*Off Topic* The Pink Lady

My sister was recently in town, and said she wanted me to make her a drink.

“Something sweet” she said.

I knew she liked Gin, and I had recently been experimenting with egg whites in my drinks, so I thought the “Pink Lady” would be the perfect drink to try.

Ingredients:

2 oz Gin (I used Tanqueray)

0.75oz Grenadine

1 Egg White

 

Directions:

  1. Add all ingredients into cocktail shaker and dry shake.
  2. Add Ice, shake again
  3. Fine Strain into coupe

Result:

It was VERY sweet – tasted like candy(and gin).  It was definitely tasty – but a little too sweet for my liking.  My wife, sister, and one of my sister’s friends all really liked it – so perhaps it’s the perfect drink for the ladies.

 

Personal Finance Blog Dividends Cocktails Bar Recipe Cocktail Culture

Stock Market Winnipeg Canada Personal Finance Investing Blog

Worried about this stock market dip? If so – you’re doing it wrong!

I cannot believe the amount of worried/panicked Tweets, Facebook posts & Articles I have seen the last couple of days (especially from people in the personal finance community).

Everybody breathe.  It’s going to be okay.

I’m going to break this down for you: Markets go up AND down.  Crazy right?

The last little while has been an exceptional run for the markets, and now it looks like a correction or perhaps even a big pull could happen.  THIS IS NORMAL.  It has happened before and it will happen again.  What should you do? NOTHING!  Stick to your plan.

Everyone knows the phrase “buy low, sell high” but so few people actually follow this advice.  Don’t get me wrong I GET IT – holding during a big drop can really test your nerves…but PLEASE FOR THE LOVE OF GOD – don’t fall for the sky is falling routine – you will be better off holding (or buying more during a big dip).  If you are close to retirement or  the phase of your life when you need to start withdrawing funds – chances are you have already adjusted your portfolio accordingly and have nothing to worry about – and if you haven’t then why are you reading this post – you clearly don’t listen to good advice:)

Don’t worry about timing the market for good buys.  Just remember:

TIME IN THE MARKET >>> TIMING THE MARKET 

Keep finding solid companies, with proven track records and don’t worry about the rest of the noise.  Of course you would be better off buying a solid company at its low point – but SPOILER ALERT you don’t know when that will be – and neither does anyone else.

If you routinely look at your portfolio and get excited or upset about hourly, daily or weekly fluctuations, you are doing it wrong.  Find companies you believe in, and will let you sleep well at night.  If you are making decisions based on daily stock price  fluctuations you are not an investor, you are a gambler.

Sorry for my little rant – but my news feeds are seriously filled with panic, and people asking insane questions about what they should do.  My answer:

Sit tight and don’t do anything you will regret it.  You have a plan (obviously since you are reading personal finance blogs) so stick with it and you will be fine. Now ignore the noise and enjoy the rest of your day!

 

 

 

 

 

 

Whiskey Sour Cocktail Bar Recipe Jordan Maas Money Investing

When life gives you lemons…Make a Whiskey Sour (or two).

I finally took the leap and decided to start experimenting with egg whites in some of my cocktails.  I also had a bag of lemons I needed to use – so naturally my first thought was – what kind of cocktails can I make.

The obvious choice was a Whiskey Sour.  I’ve noticed in my city – it’s tough to find places that make a solid Whiskey Sour.  Some places are great – others not so much – but when done right- they are a delicious treat – with my favorite spirit – BOURBON.

Since this was my first attempt at using egg whites in a drink, I wanted to make sure I got it right – so I followed the recipe from the Death & Co Cocktail book. ( An Amazing book for anyone who enjoys cocktails & spirits).

The recipe calls for:

2 oz Buffalo Trace Bourbon

.75 oz Lemon Juice

.75 oz Simple Syrup

1 Egg White

The ingredients are all added to a cocktail shaker & dry shaken.  Then ice is added, and shaken again.

The first one I made  I strained into a rocks glass over ice(pictured above), the second one I made I double strained into a coupe. (picture below).

WhiskeySour2

Now that I am confident I can make a Whiskey Sour as good as most restaurants I’ve tried – I will refrain from ordering these while I am out.  My big concern now is that my budget for eggs & lemons may be going up substantially this year!

Cheers!

Cocktails Bartender Recipe Bar Winnipeg canada Investing Bourbon

*Off Topic* My Bar

You may have noticed a new heading on this site this week titled “My Bar”.

I’ve decided to add a new section to the site chronicling my journey into learning more about spirits, liqueurs and cocktails.  As with the rest of the site- this section is basically for me to use as a reference, and a diary – however if anyone else is able to enjoy it all the better 🙂

I plan to use this new space to include recipes, reviews of different spirits, and to show some of the recent concoctions I’ve tried to create.  I’ve already thrown up a few of my my favorites and will be adding more as I create them at home.

Today’s newest addition: Manhattan

Manhattan

I decided to use Knob Creek 100% rye for this variation, as I haven’t had it in a while and wanted to see how it would blend in a Manhattan.  I also used Cinzano instead of the normal go to Martini branded Vermouth as I already had an open bottle.  Truth be told I recently bought a bottle of Dillons Sweet Vermouth which I have been really wanting to try – but decided against opening it until my current bottle of Cinzano was empty.

Ingredients:

2 oz Rye Whiskey (I used Knob Creek 100% rye small batch pictured above)

.75 oz Sweet Vermouth (I used Cinzano)

2 Dashes Angostura Bitters

Garnish with 2 Cherries

Directions: 

Add all ingredients to mixing glass filled with Ice, stir for 10-15 seconds.  Strain into martini/cocktail glass & garnish with a cherry or two.

Overall it was pretty tasty – and very boozy.  You will feel a buzz after a sip or two.  I’m not a huge fan of Cinzano- so I’d like to try this again once I replace my vermouth with Dillons or Martini again.

You can follow my cocktail journey with this recipe and more HERE